快活影院

Beu Health Center

Student Health Insurance

Student Health Insurance is mandatory for all 快活影院 Illinois students under the following conditions:

  • Students taking 9 or more credit hours with at least one on-ground class.
  • Students taking 9 or more credit hours completing an internship.
  • All graduate assistants under contract with WIU.

The WIU student health insurance program is here to assist you on your educational journey. We don鈥檛 want unexpected illness, injuries, or even mental health concerns to keep you from your goals. Our plan is affordable, and it can help you have peace of mind.

GOOD NEWS! While other institutions are seeing significant increases for student health insurance, 快活影院 is happy to announce that the cost for the 2025-2026 school year for our plan is staying the same as it was last year.

The total cost is $1,061.00 per semester. **NOTE: This is for 6 months of health insurance coverage. This averages out to less than $180.00 per month for excellent health benefits.

Outdoor photo of the Beu Health Center - Macomb Campus

YOU & BEU: When you are enrolled in WIU student health insurance, you have a unique relationship with our onsite Prompt Care- Beu Health Center. Nearly all services at Beu are 100% reimbursable for students enrolled in the WIU plan. This includes doctor's visits, x-rays, lab, and pharmacy. Even outside of Beu, doctor visit copays are only $25.00!

Waiver Process

Domestic students who can provide sufficient proof of acceptable health coverage (plan must be Affordable Care Act compliant and have a deductible of $1,500 or less) can submit a . Before you submit a waiver request you will need to confirm your WIU email account with AHP. Students approved for Fall term will not need to submit a waiver for Spring or Summer terms in the same academic year.

Waivers are required each academic year (Fall - Summer). Waivers are to be submitted during the established waiver period:

  • Fall-approved waivers are valid for Fall, Spring and Summer semesters.
  • Spring-approved waivers are valid for Spring and Summer semesters.
  • Summer term-approved waivers are only good for the Summer term.

If a student's waiver request is denied, that decision is final and valid for the duration of the term (Fall, Spring/Summer, Summer). Students may submit a new waiver request in an upcoming term.

Fall 2025 waiver period is open June 2, 2025 to September 10, 2025.

Financial Aid

Student health insurance is included as a component of the estimated expenses in the University cost of attendance. While it is mandatory for students to have health insurance coverage, financial aid may be available to help cover the expense. Students who can provide sufficient proof of acceptable health coverage will have the opportunity to go through a waiver process. Including health insurance as part of the estimated expenses ensures that students are aware of the potential cost and can make informed decisions about their health coverage options while attending WIU.

I purchased the insurance but haven鈥檛 received my insurance card yet. When will I receive it?

As soon as the enrollment period opens, you can go to the AHP student website and click 鈥渆nroll.鈥� Within a few days, you should receive an email from UnitedHealthcare with instructions to set up your online account and receive your ID card.

If you have any questions about this, you can always reach out to the WIU Student Health Insurance office, and we can advise you as well.

I lost my insurance card. Can I get another one?

Yes, you can always download a copy of your insurance card on your UnitedHealthcare account, or the student insurance office can email you a replacement.

Will I need a new card for the spring semester?

Returning students will use the same card they used in the fall semester. Only new students will need to print a new card for the spring semester.

Is Vision & Dental Insurance included?

Vision insurance is not included within the Health Insurance plan. However, you can purchase dental and vision insurance here.

Mandatory Student Health Insurance for International Students

A Student Health Insurance Fee shall be collected from each international student taking at least 9 credit hours with even one of those hours being on-campus. Students will be automatically enrolled in the University-approved Student Insurance Plan upon registration for classes. International students may only have a waiver from the insurance if you have an active embassy or employer sponsored insurance policy in place. All other waiver submissions will be denied.

STUDENT INSURANCE HOURS

Sherman Hall 106- Monday through Friday 8:00 am - 4:30 pm

Reach Student Insurance by Email or Phone:

Email: studentinsurance@wiu.edu
Phone: 309-298-1882

2025-2026 Student Health Insurance Benefits

Benefits at a Glance (PDF)

Coverage Period

The plan protects all eligible students 24 hours a day. Continuous year-round coverage is available if the student maintains 9 semester hours, undergraduate or graduate, during the fall and spring semesters.

Effective Dates

Fall Semester: 08/01/2025 (12:01a.m.) to 01/31/2026 (midnight)

Spring Semester: 02/01/2026 (12:01a.m.) to 07/31/2026 (midnight)

Claim Procedures
  • In the event of an injury or illness, an insured student on campus or residing locally, should report to Beu Health Center for proper medical evaluation.
  • For outpatient treatment of mental illness or substance abuse, contact the Director of the Counseling Center and/or Director of Beu Health Center to determine if a professional non-University referral is necessary.
  • If away from the University consult a Physician or Hospital immediately for treatment.